Guide4 min read
Homeowners and Renters Insurance in New York
What homeowners insurance typically covers in New York — structural damage, liability, and the perils you should understand before closing.
By LEVEN Real Estate
What does homeowners insurance cover?
Homeowners insurance is typically structured as a package that offers four aspects of protection, including structural damage caused by covered perils such as fire or sudden water leaks.
Flood damage, earthquake damage, and routine wear and tear are commonly excluded — review policies carefully with your advisor before closing.
